Fast, Flexible Capital for Real Estate Investors Nationwide
At Glacier Capital Funding, we specialize in business-purpose loans designed for real estate investors who need speed, clarity, and strategic support. Whether you’re flipping, holding, or bridging to refinance, our loan programs are built to help you move fast and close with confidence
Fix & Flip Loans
Short-term financing for purchasing and renovating distressed properties.
- Loan Amounts: $75K to $5M+
- Terms: 6–12 months
- Rates: Typically 9%–12%
- Points: 1–3
- LTV: Up to 75% of ARV
- Draws: Structured rehab draws available
- Use Case: Fast closings, distressed properties, value-add flip
Bridge Loans
Temporary financing to bridge the gap between acquisition and permanent funding.
- Loan Amounts: $100K to $5M+
- Terms: 3–12 months
- Rates: Typically 9%–11%
- Points: 1–2
- LTV: Up to 70% of current value
- Draws: Not typically required
- Use Case: Auction purchases, delayed refinances, transitional asset
Rental Property Loans (DSCR)
Longer-term financing for stabilized rental properties based on cash flow.
- Loan Amounts: $75K to $3M+
- Terms: 30-year fixed or adjustable
- Rates: Typically 7%–9%
- Points: 1–2
- LTV: Up to 80%
- Draws: Not applicable
- Use Case: Buy-and-hold investors, portfolio growth, cash-out ref
New Construction Loans
Funding for ground-up residential or mixed-use development.
- Loan Amounts: $150K to $5M+
- Terms: 12–18 months
- Rates: Typically 10%–13%
- Points: 2–3
- LTV: Up to 65% of completed value
- Draws: Phase-based construction draws
- Use Case: Builders, developers, land + build packages
Cash-Out Refinance Loans
Unlock equity from existing investment properties for new acquisitions or improvements.
- Loan Amounts: $100K to $4M+
- Terms: 6–12 months
- Rates: Typically 9%–11%
- Points: 1–2
- LTV: Up to 70% of appraised value
- Draws: Not applicable
- Use Case: Equity release, portfolio leverage, reinvestment
Gap Funding Loans
Supplemental capital to cover down payments, closing costs, or rehab shortfalls.
- Loan Amounts: $10K to $250K
- Terms: 3–12 months
- Rates: Typically 10%–14%
- Points: 2–4
- LTV: Based on total project leverage and senior lien position
- Draws: May be structured depending on use
- Use Case: Investors who have a primary loan but need additional funds to close, rehab, or meet lender requirements
You’ve got the vision, we’ve got the capital. Whether you’re flipping your next property or bridging to long-term financing, Glacier Capital Funding is ready to move fast, structure smart, and help you close with confidence.